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The Great Flat Hunt Begins...
Apr. 14th, 2003 10:23 pmI went to see a mortgage broker today; it was positive. Basically, if I get a joint mortgage with my Dad then they'll lend me as much as I like, at which point the limiting factor becomes the monthly payments. Buying a UKP100,000 property, it all works out at about UKP460 a month (for the first two years, after which it all goes up. But I should be earning more by then, anyway), which is affordable. Adding UKP20,000 onto the list price adds UKP100 onto the monthly payment and is the absolute upper limit of affordability.
Still, that leaves me with a decent if not spectacular range of flats to look at. This one looks promising, for instance. I'm going to try to arrange a viewing in the next day or two.
(Actually, it turns out that there are about half a dozen flats in that building for sale. That suggests to me that it's just been either converted or rennovated, which I think is another plus. It seems unlikely that all the previous residents have decided to move out en masse, after all...)
Anyway. I'm now on various mailing lists and so forth, but if anyone wants to scour the internet and recommend properties to me, they're more than welcome. :-)
Still, that leaves me with a decent if not spectacular range of flats to look at. This one looks promising, for instance. I'm going to try to arrange a viewing in the next day or two.
(Actually, it turns out that there are about half a dozen flats in that building for sale. That suggests to me that it's just been either converted or rennovated, which I think is another plus. It seems unlikely that all the previous residents have decided to move out en masse, after all...)
Anyway. I'm now on various mailing lists and so forth, but if anyone wants to scour the internet and recommend properties to me, they're more than welcome. :-)
